Judul : Auto Insurance - Medical Payments and Personal Injury Protection
link : Auto Insurance - Medical Payments and Personal Injury Protection
Auto Insurance - Medical Payments and Personal Injury Protection
Medical Payments Coverage (Med Pay) and Personal Injury Protection Coverage (PIP) are first party coverages, applying to the insured, the insured passengers and sometimes others. Med Pay is found in states that do not have No Fault laws in effect and PIP is found in states that do have No Fault laws in effect.Med Pay will generally pay for reasonable medical or funeral expenses as a result of bodily injury when caused by an accident and sustained by the insured vehicle occupant(s) - named insured or family member (per policy definitions), non-family person(s) while occupying the insured vehicle or a pedestrian when struck by the insured vehicle. There are a number of exclusions to this coverage so be sure to read them!